Shelby County Credit Union has a variety of savings plans that offer both safety and security as well as the potential for high returns.
Deposit Accounts:
Share/Saving Accounts
Perfect place to start saving for that "rainy day!"
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Minimum deposit of $25.00 required to open and maintain membership |
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Higher than average dividends |
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Free 24-hour telephone access with Round-the-Cloc Teller 545-cloc (545-2562) |
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Online account access using MyTeller(Internet Banking) |
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Automatic Transfers, Direct Deposit and Payroll Deductions make depositing to your savings easy and pain-free. |
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Three free withdrawals per month |
Share Draft (Checking) Account
One of the Best Deals Around!
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No monthly fee |
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No minimum balance |
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Low opening deposit of $20.00 |
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Overdraft protection for your SCCU share draft (checking) account |
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Direct Deposit, Payroll Deduction and Automatic Transfer make depositing to your Share Draft quick and easy |
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Free 24-hour telephone access with Round-the-Cloc Teller 545-cloc (545-2562) |
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Online account access using MyTeller(Internet Banking) |
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ATM / VISA Check Card - Click Here If Lost/Stolen Card |
Information for managing your checking account
USA Patriot Act Identification Program
*NOTE - To Help Aviod Scams
Don't give out your identity or account information if you don't make the call and you don't
initiate the (electronic) transfer!
Christmas Club
The Account that Makes the Holidays Affordable!
Make regular budget-friendly deposits by payroll deduction, direct deposit, or cash/check throughout the year and you will have plenty of extra "jingle" in your pocket when the holidays roll around.
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Earns better than average interest |
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No opening deposit required |
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Subject to early withdrawal penalty |
Special Account
The Account for Anything You Desire!
If you have a dream vacation in mind, college tuition, or retirement to plan for, this is for you. Just make affordable deposits each payday and you will be amazed how quickly your dreams become reality.
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Earns better than average interest |
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No opening deposit or minimum deposit required |
Share Certificate Accounts (CDs)
A secure way to invest for a specified term and achieve higher earnings than you normally can in a regular savings account.
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Affordable $1,000 minimum investment |
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Certificates earn higher dividends than share savings |
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Feel secure with a guaranteed rate of return for the term |
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For convenience, choose to have your dividends automatically credited to your certificate's principal, transferred to another SCCU account or mailed to you by check |
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Share Certificates are automatically renewed for your convenience at the end of the term for a like term at the current rate |
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Can be used as collateral for low-interest loans for the length of the certificate |
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Note: Share Certificates closed before maturity are subject to early withdrawal penalties |
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Select any term from 1 to 3 years |
Clubs:
Teen Star Club
Financial program with great benefits for members ages 13-17.
Take Control of Your Future! Learning the value of good money management skills is one of the "Keys To Success" in today's financial world. Your credit union wants you to learn how to be responsible for your own money and wants to help you reach your financial goals.
Parents can help by:
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Discussing different savings plans for major future events, such as college education or buying a car, etc. |
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Give your teen extra allowance for clothes, etc. Set certain guidelines and limits for them, but let them make their own decisions. |
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Help them get their own share draft/checking account. Also, for the older teens, you might consider letting them use your credit or debit card with your co-signature.
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E-Mail Us for more information or Call Your Nearest Credit Union Office for details on how to join the Teen Star Club. Take advantage of the benefits listed below and become a Teen Star Club Member today!
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Teen Star Club Certificates Of Deposit |
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No Fee Checking Accounts
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No Minimum Balance Requirement |
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Direct Deposit |
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Unlimited ATM Withdrawals |
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24-Hour Access To Funds With Audio Response
(901-545-2562)
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Free Box Of Checks |
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Scholarship Program |
Start preparing for your "Brighter Financial Future" today! Stop by Shelby County Federal Credit Union to open your Teen Star Account, and face the future with confidence. You'll Be Glad You Did!
Special Star Club
Financial Program With Benefits For Members
Ages 7-15
Shelby County Federal Credit Union understands that you are never to young to start saving money and planning for tomorrow.
Special Star services include:
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Share Account - Let your money make money for you by earning dividends on accounts with daily balances of $25.00 or more. |
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Special Star Certificates of Deposits - Your money will grow for you with certificates of deposit starting at $250.00. |
Start preparing for you brighter financial future today!
Stop by Shelby County Federal Credit Union to open your
Special Star Club Account, and face the future with confidence.
You'll be glad you did!
Worlds' Smallest Stars
For Children 6 and Under
Shelby County Federal Credit Union has an exciting savings club available for kids you love! It is called Worlds' Smallest Stars,
and it leads children 6 and under through the world of money and saving in a way they will understand and enjoy.
Start Early
Most financial experts agree that children have a sense of money as early as age three. It is very important to start the saving process early.
Encourage saving through personal example and incentives. You can demonstrate the power of putting away a certain amount of money each week, track progress towards the goal, create excitement and share the joy of achievement when the goal is met.
Club Membership Means Special Treatment
Members of the Worlds' Smallest Star Club will receive their own membership card and a special gift on their birthday.
Each year, your Credit Union holds a coloring contest at Halloween and Christmas time for our members. Winners will receive a gift certificate. The winning entry names will appear in our quarterly newsletter.
Enroll Your Child Today!
Your child may already be a member of Shelby County Federal Credit Union, but make sure they are enrolled in STAR.
The Gold Star Club
Services for Seniors
The Gold Star Club is a special program of services and benefits designed for our members age 60 and older. Club members that have direct deposit into their share draft account will receive the following benefits:
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Preferred Parking at the Sycamore View Location because you are Special!. |
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Free Checks for use with your checking account. |
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Free Traveler's Checks |
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Free Money Orders |
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Free Cashier's Checks |
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Free 3 X 5 Safe Deposit Box at the Sycamore View Location (Subject to Availability) |
Become a Gold Star Club Member!!!!
*AARP Website
*SCORE (Shelby County Organization of Retired Employees)
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Your Savings Federally insured to at least $100,000 and backed by the
full faith and credit of the United States Government. National Credit Union Administration, a U.S. Govt. Agency.
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Insurance:
Nationwide's Auto Insurance Program
As a Shelby County Credit Union member, you and your family can enjoy
these and other benefits from Nationwide's special auto insurance program:
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Local Agency Service
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Guaranteed Claims Service
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Multiple Discounts
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Convenient Payment Options
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Level Term Life Insurance
Group Life Insurance is a valuable addition to any member's insurance or investment portfolio. Not every policy is for every person.
Our Term Life Insurance is the
simplest kind of insurance available. Click here to see a complete description of our Life Insurance product.
Or, click on Quote to obtain a personalized quote. We also have the Apply Online application for you, no postage, no return envelopes.
You pay a premium for a certain amount of coverage - it could be $50,000, $100,000 or $150,000. Our Group Level Term Life Insurance is renewable up until age 80. There are no medical exams and only a few simple health questions!
$2,000 of Accidental Death Insurance -
Our Gift To You!
We are pleased to present to you a gift of $2,000.00 of Accidental Death Insurance underwritten by New York Life Insurance Company, rated A++, Superior, by A.M. Best Company, leading insurance industry analysts. You may
Apply Online at any time; coverage is guaranteed and no cost to you!
If you are a member age 18 through age 74, simply Apply Online for the $2,000 of group Accident Protection Insurance - at no cost to you! As added protection
for your family, we have also made arrengements to make up to $300,000 of additional coverage available to you at affordable group rates. Take a moment to review our Accidental Death Insurance web site.
Click here for a quote. This valuable coverage is available at affordable group rates; coverage is guaranteed!
In addition, if you are an existing insured, click on the menu bar on "Printable Change Forms" and print a Beneficiary Change Form and/or Coverage Change Form. Please mail the form to the plan administrator, Selman & Company, at 6100 Parkland Boulevard, Cleveland, Ohio 44124...at any time to update your records.
Additional Services:
; - Click Here For Identity Theft Information from Liberty
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