Member Services: Deposit Accounts

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Shelby County Credit Union has a variety of savings plans that offer both
safety and security as well as the potential for high returns.




Share/Saving Accounts

Perfect place to start saving for that "rainy day!"

  • Minimum deposit of $25.00 required to open and maintain membership
  • Higher than average dividends
  • Free 24-hour telephone access with Round-the-Cloc Teller (222-1921)
  • Online account access using MyTeller(Internet Banking)
  • Automatic Transfers, Direct Deposit and Payroll Deductions make depositing to your savings easy and pain-free.
  • Three free withdrawals per month

Share Draft (Checking) Account

One of the Best Deals Around!

  • No monthly fee
  • No minimum balance
  • Low opening deposit of $25.00
  • Overdraft protection for your SCCU share draft (checking) account
  • Direct Deposit, Payroll Deduction and Automatic Transfer make depositing to your Share Draft quick and easy
  • Free 24-hour telephone access with Round-the-Cloc Teller  (222-1921)
  • Online account access using MyTeller(Internet Banking)
  • ATM / VISA Check Card - Click Here If Lost/Stolen Card

Information for managing your checking account

USA Patriot Act Identification Program

*NOTE - To Help Aviod Scams Don't give out your identity or account information if you don't make the call and you don't initiate the (electronic) transfer!

Christmas Club

The Account that Makes the Holidays Affordable!
Make regular budget-friendly deposits by payroll deduction, direct deposit, or cash/check throughout the year and you will have plenty of extra "jingle" in your pocket when the holidays roll around.

  • Earns better than average interest
  • No opening deposit required
  • Subject to early withdrawal penalty

Special Account

The Account for Anything You Desire!
If you have a dream vacation in mind, college tuition, or retirement to plan for, this is for you. Just make affordable deposits each payday and you will be amazed how quickly your dreams become reality.

  • Earns better than average interest
  • No opening deposit or minimum deposit required

Share Certificate Accounts (CDs)

A secure way to invest for a specified term and achieve higher earnings than you normally can in a regular savings account.

  • Affordable $1,000 minimum investment
  • Certificates earn higher dividends than share savings
  • Feel secure with a guaranteed rate of return for the term
  • For convenience, choose to have your dividends automatically credited to your certificate's principal, transferred to another SCCU account or mailed to you by check
  • Share Certificates are automatically renewed for your convenience at the end of the term for a like term at the current rate
  • Can be used as collateral for low-interest loans for the length of the certificate
  • Note: Share Certificates closed before maturity are subject to early withdrawal penalties
  • Select any term from 1 to 3 years


 
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Main Office: (901) 222-1900
Sycamore View: (901) 377-8929

Supervisory Committee:
P.O. Box 34429, Memphis, TN 38184
NCUA Insured Your Savings Federally insured to at least $250,000
and backed by the full faith and credit of the United
States Government. National Credit Union
Administration, a U.S. Govt. Agency.
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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.