Hassle-Free LoansStarting March 20, 2017 through April 3, 2017, make your appointment for our popular unsecured Hassle-Free loan program! These loans up to $1,000 can be used for just about anything ... student loans, unexpected emergencies, dream vacations and more!
We are currently not accepting appointments until March 20. February 1st through March 19th, and resume March 20, 2017 for appointments starting Monday April 3, 2017. To make your appointment, call Monday through Friday between 10 am – 12 noon at (901) 322-9053. No appointments on Saturdays. Absolutely no appointments will be taken through voice mail. Applications for Hassle Free Loans cannot be made online or or by walking in the office. |
 Photo of beach chair on the ocean shore |
*Only Credit Union members are eligible for loans. The amount a member may borrow depends on the credit rating qualifications and guidelines established by the Board of Directors.
*In most instances, the interest rates on Credit Union loans are lower than rates charged by other financial institutions. Compare the cost of a Credit Union loan to the total cost of other financing. There are no hidden cost or early payment penalties.
*A member wishing to borrow must complete a loan application, which provides some of the information on which our loan officers base their decisions. Loan applications are available by calling or visiting the Main or Branch office.
*The loan repayment period is based on the type of loan obtained and the collateral offered. Interest is computed daily on the unpaid balance. The amount of interest due when a payment is made depends on the number of days from the date of the loan or from the date of the last payment. Repayment through payroll deduction is encouraged and there is no pre-payment penalty.
*In most instances, the interest rates on Credit Union loans are lower than rates charged by other financial institutions. Compare the cost of a Credit Union loan to the total cost of other financing. There are no hidden cost or early payment penalties.
*A member wishing to borrow must complete a loan application, which provides some of the information on which our loan officers base their decisions. Loan applications are available by calling or visiting the Main or Branch office.
*The loan repayment period is based on the type of loan obtained and the collateral offered. Interest is computed daily on the unpaid balance. The amount of interest due when a payment is made depends on the number of days from the date of the loan or from the date of the last payment. Repayment through payroll deduction is encouraged and there is no pre-payment penalty.
