Drive In Style with Our Vehicle Loans

Autos, Boats, RVs and Motorcycles
Our Vehicle Loans offer highly competitive rates and include 100% financing of costs associated with your car purchase including tax, title and tags.  For those who pay loans early, there is no prepayment penalty  - you pay interest only on the outstanding balance.

We allow you to shop at any Dealership in the Tri-State Area which includes Arkansas, Mississippi, and Tennessee, or if the auto can be transferred from outside the Tri-State Area through a dealership like AutoNation or Carmax.  SCFCU has the right to not use certain dealerships.

We can make it easy to pay your loans through convenient payroll deduction or automatic transfer from any of your other credit union accounts.

Loan rates, terms and down payment requirements are subject to individual credit approval and requested financing amount.

Contact a Loan Officer at our Sycamore View Branch at 901.377.8929 or Downtown at 901.930-0757.
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ONLINE LOAN APPLICATION

PRINTED LOAN APPLICATION

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*Only Credit Union members are eligible for loans. The amount a member may borrow depends on the credit rating qualifications and guidelines established by the Board of Directors.

*In most instances, the interest rates on Credit Union loans are lower than rates charged by other financial institutions. Compare the cost of a Credit Union loan to the total cost of other financing. There are no hidden cost or early payment penalties.

*A member wishing to borrow must complete a loan application, which provides some of the information on which our loan officers base their decisions. Loan applications are available by calling or visiting the Main or Branch office.

*The loan repayment period is based on the type of loan obtained and the collateral offered. Interest is computed daily on the unpaid balance. The amount of interest due when a payment is made depends on the number of days from the date of the loan or from the date of the last payment. Repayment through payroll deduction is encouraged and there is no pre-payment penalty.

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